Fair Deal General Finance Company Limited

Schedule of Charges

Schedule of Charges

Sr No.ParticularsAmount
1Login Fees (Non Refundable)Rs. 4500/- (Including GST) as per distance
2Processing Feesupto 3 % + GST
3Stamp DutyAs per applicable Law
4CERSAI Charge Creation ChargesRs.500/-Per Registration + GST
5Legal Charges (Including Tital Investigation Report)Rs.3000/-Per Report
6Valuation ChargesRs. 700/- per Report (In Vehicle Loans) and up to Rs.5000/-Per Report subject to distance(In Loan against property and MSME Loans)
7RCU ChargesRs.1000/-
8Document ChargesRs. 1500/-
9Additional Colletral ChargesRs.3500/-for each additional Asset
10Insurance Charges (CLI, Property Insurance etc.)Actual Premium of Insurance
11Cheque/ACH/ECH Collection ChargesRs.500/- + GST Per Instance
12Cheque/ACH/ECH Collection ChargesRs.1000/- + GST Per Instance

13Collection Follow Up Telecalling FeesRs.100/- + GST Per Instance
14Field Visit Fees for Collection Follow UpRs.500/- + GST Per Instance
15Collection Communication Letter FeesRs.500/- + GST Per Instance
16Cash Collection ChargeRs.500/- Per Instance
17Collection/Travelling/Legal/Recovery/Parking/Re possession/Other ChargeAs Per Actual Expenditure
18Foreclosure Pre-Termination Charges8% of Principal Outstanding
19Statement ChargesRs.500 + GST Per Instance

20Foreclosure Value Statement ChargesRs.500 + GST Per Instance

21Repayment Schedule ChargeFirst Instance - Nil
Rs.500/- + GST Per Instance thereafter
LOD ChargesFirst Instance - Nil
Rs.500/- + GST Per Instance thereafter
23Duplicate/ Additional NOCRs.5000/- GST Per Instance
24Loan Cancellation/Rebooking ChargesLoan Amount @ 6.50%
25Photocopy of Property PapersRs.500/- Per Instance
26Overdue Charges36% Per Annum

27Cheque Bounce / ECH or ACH Dishonoured ChargesRs.750/- + GST Per Instance
28Delay in Hypothecation ChargesRs. 2000/- Per Instance
29RTO Charges
As applicable